The US Private Healthcare System fails again

[dellinger63]

Originally Posted by Danzig

obviously any pre-existing conditions will affect rates. but if people bought insurance, they would be covered should a health issue arise. after they get ill, then they cry about the system. it's called closing the barn door after the horses all escaped.

Agreed and that's part of the reason why people shouldn't have babies if they can't afford them.

The problem is in the present there are a whole bunch of folks with diseases and no insurance who will be required to have insurance under Obamacare. Because of astronomical premiums they won't be able to afford it hence that responsibility will fall on others who are already struggling in there own lives.

[Danzig]

Originally Posted by dellinger63

Agreed and that's part of the reason why people shouldn't have babies if they can't afford them.

The problem is in the present there are a whole bunch of folks with diseases and no insurance who will be required to have insurance under Obamacare. Because of astronomical premiums they won't be able to afford it hence that responsibility will fall on others who are already struggling in there own lives.

but that's what i've said already. here in arkansas they have CHIP. it's a state program to provide insurance if your premiums are too high, or you get denied. i have no doubt that other states have the same.

the issue isn't that many people can't afford, for many it's not a priority. then when something happens, they have to pay. you can pay premiums now, or a big bill later. either way, you're going to pay.
the issue for many is that they don't want to get insurance, but don't want a bill either. i find that argument laughable.


our medical industry as a whole needs serious attention. obamacare isn't a solution.

[Riot]

Originally Posted by Danzig

our medical industry as a whole needs serious attention. obamacare isn't a solution.

It's a darn good start. As it is being implemented, the surprise benefits are wonderful.

It has already insured 10 million Americans who didn't have insurance last year, at affordable prices on the temporary exchanges. Lowered prices for the elderly. Cut Medicare waste by $500 billion over 10 years. Removed the ability of your insurance company to rescind coverage from you, and removed lifetime caps on your coverage so you can no longer have your insurance say, "sorry, we won't pay for your heart disease any more, your limit has been reached".

Once the open exchanges kick in next year, and the non-profits take away the business from the profit-mongers (whose profit has been limited by the ACA to 80-90% of paid premiums, refunds going out to many Americans) healthcare costs will drop markedly for everyone over the next few years. Outstanding.