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  #1  
Old 02-01-2012, 10:27 AM
Danzig Danzig is offline
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ask for a hypthetical quote with pre-existing leukemia or self inflicted diabetes
obviously any pre-existing conditions will affect rates. but if people bought insurance, they would be covered should a health issue arise. after they get ill, then they cry about the system. it's called closing the barn door after the horses all escaped.
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Old 02-01-2012, 10:56 AM
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dellinger63 dellinger63 is offline
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obviously any pre-existing conditions will affect rates. but if people bought insurance, they would be covered should a health issue arise. after they get ill, then they cry about the system. it's called closing the barn door after the horses all escaped.
Agreed and that's part of the reason why people shouldn't have babies if they can't afford them.

The problem is in the present there are a whole bunch of folks with diseases and no insurance who will be required to have insurance under Obamacare. Because of astronomical premiums they won't be able to afford it hence that responsibility will fall on others who are already struggling in there own lives.
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Old 02-01-2012, 01:01 PM
Danzig Danzig is offline
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Agreed and that's part of the reason why people shouldn't have babies if they can't afford them.

The problem is in the present there are a whole bunch of folks with diseases and no insurance who will be required to have insurance under Obamacare. Because of astronomical premiums they won't be able to afford it hence that responsibility will fall on others who are already struggling in there own lives.
but that's what i've said already. here in arkansas they have CHIP. it's a state program to provide insurance if your premiums are too high, or you get denied. i have no doubt that other states have the same.

the issue isn't that many people can't afford, for many it's not a priority. then when something happens, they have to pay. you can pay premiums now, or a big bill later. either way, you're going to pay.
the issue for many is that they don't want to get insurance, but don't want a bill either. i find that argument laughable.


our medical industry as a whole needs serious attention. obamacare isn't a solution.
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Old 02-01-2012, 01:10 PM
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Riot Riot is offline
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our medical industry as a whole needs serious attention. obamacare isn't a solution.
It's a darn good start. As it is being implemented, the surprise benefits are wonderful.

It has already insured 10 million Americans who didn't have insurance last year, at affordable prices on the temporary exchanges. Lowered prices for the elderly. Cut Medicare waste by $500 billion over 10 years. Removed the ability of your insurance company to rescind coverage from you, and removed lifetime caps on your coverage so you can no longer have your insurance say, "sorry, we won't pay for your heart disease any more, your limit has been reached".

Once the open exchanges kick in next year, and the non-profits take away the business from the profit-mongers (whose profit has been limited by the ACA to 80-90% of paid premiums, refunds going out to many Americans) healthcare costs will drop markedly for everyone over the next few years. Outstanding.
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Old 02-01-2012, 11:43 AM
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Riot Riot is offline
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obviously any pre-existing conditions will affect rates. but if people bought insurance, they would be covered should a health issue arise. after they get ill, then they cry about the system. it's called closing the barn door after the horses all escaped.
Or They are not allowed to purchase insurance due to pre-existing conditions (nobody would sell to them)

Or they could purchase insurance, except it costs an unaffordable hundreds or thousands a month because they have health conditions (and still won't cover everything).

Or, they had insurance, but the company retroactively decided they wouldn't cover a condition included in the contract.

Fifty million Americans are uninsured, and it's not because they are too cheap to purchase insurance and cry about the system.

The 700 thousand medical bankruptcies in this country are mostly from people who have health insurance, but went bankrupt paying for what the insurance wouldn't cover.

We had a broken, unworkable private, for-profit healthcare system, and that has proven to work terribly for everyone but the insurance profit margin.

The ACA has already made it illegal for the insurance company to deny treatment for pre-existing conditions, kick someone off insurance due to lifetime caps, made preventive care more affordable for seniors on Medicare, removed $500 billion in Medicare waste from the system, provided temporary exchanges where the uninsurable can purchase insurance at affordable prices, closed the donut hole for seniors on Medicare and lowered their drug costs, and allowed young adults to remain on insurance policies until they are 26 (rather than having no insurance)

The Republican candidates all say they will repeal the above current law the day they get into office.
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Old 02-01-2012, 11:50 AM
Clip-Clop Clip-Clop is offline
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Originally Posted by Riot View Post
Or They are not allowed to purchase insurance due to pre-existing conditions (nobody would sell to them)

Or they could purchase insurance, except it costs an unaffordable hundreds or thousands a month because they have health conditions (and still won't cover everything).

Or, they had insurance, but the company retroactively decided they wouldn't cover a condition included in the contract.

Fifty million Americans are uninsured, and it's not because they are too cheap to purchase insurance and cry about the system.

The 700 million medical bankruptcies in this country are mostly from people who have health insurance, but went bankrupt paying for what the insurance wouldn't cover.

We had a broken, unworkable private, for-profit healthcare system, and that has proven to work terribly for everyone but the insurance profit margin.

The ACA has already made it illegal for the insurance company to deny treatment for pre-existing conditions, kick someone off insurance due to lifetime caps, made preventive care more affordable for seniors on Medicare, removed $500 billion in Medicare waste from the system, provided temporary exchanges where the uninsurable can purchase insurance at affordable prices, closed the donut hole for seniors on Medicare and lowered their drug costs, and allowed young adults to remain on insurance policies until they are 26 (rather than having no insurance)

The Republican candidates all say they will repeal the above current law the day they get into office.
How many people live here?
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  #7  
Old 02-01-2012, 11:52 AM
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Riot Riot is offline
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How many people live here?
Ooops, good point - hundred thousand not million, obviously!
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