Religious Freedomz in the USA

[Clip-Clop]

Originally Posted by horseofcourse

Well, I'm not sure this is entirely true. I have what is known as a pre-existing condition and without drugs I would die within a year. I am very lucky right now to have medical coverage through my employment so I can still feed my kids. Without coverage I would go broke. Although the ACA is rancid horse crap and not single payer which is the ONLY logical option, the ACA did mention something about continued coverage for "pre-existing" conditions so as rancid as it is it is maybe a hair better than the rancidness currently in place. No one is required to cover my "pre-existing" coverage I believe. So to say I have 35 million employment opportunities to find coverage I need isn't really being honest...keeping health care coverage is the new indentured slavery so to speak...it's a matter of life and death for me. For profit health insurance companies need to be vaporized completely. It's a sad situation.

And replaced by what? Government run healthcare? They cannot even handle the mail correctly.

[horseofcourse]

Originally Posted by Clip-Clop

And replaced by what? Government run healthcare? They cannot even handle the mail correctly.

I tend to disagree. The mail service has been 100 percent accurate in my lifetime getting my payments of bills to large corporations. I mean 100 percent, zero have failed to make it there. They've all been cashed. In turn also 100 percent accuracy getting the bills from large corporations to me. Mom gets her Christmas package every single year...100 percent accuracy. Unbelievably good getting stuff from point A to pont B and they go places privatized places don't go. they may not make any money and lose a ton, but they handle the mail 100 percent correctly in my opinion. I view mail as the stuff that needs to get from point A to point B. Others may take a different view of it. So that is fine. By my perspective, they do what they do quite well.

Absolutely government run health care. It would end up way cheaper in the long run. Medicare for all.

[horseofcourse]

IN essence clip clop what is usually being promoted by old men or being spewed in the media is usually 100 percent false. When Catholic Bishops in America start whining about "religious freedom" being taken away, you can be assured the complete opposite is true. What the law actually does is allow for more "religious freedom". AS a result of this law, what percent of catholics in AMerica would be prohibited from devoutly following their religious doctrine as defined by the Vatican or US Conference of Catholic Bishops? the answer to that question is easy, zero percent. Every single catholic in America can follow their religion 100 percent devoutly as a result of this law. And that in turn is what infuriates the bishops so much. They know this. It also simply allows for the "religious freedom" of the thousands upon thousands of non-catholics hired by the catholic institutions operating in the public shpere to be taken into account. It allows for a poor non-catholic woman to get some financial relief for trying to avoid the pure evil of abortion which she has heard from these bishops all her life. This controversy is simply a scam of epic proportions. Catholic institutions providing "religious" services only are certainly exempt from this law.

Also with the media now incessantly pounding the "IRan threat" 24-7, you know exactly the opposite is true. Iran is zero threat to this country.

Originally Posted by horseofcourse

IN essence clip clop what is usually being promoted by old men or being spewed in the media is usually 100 percent false. When Catholic Bishops in America start whining about "religious freedom" being taken away, you can be assured the complete opposite is true. What the law actually does is allow for more "religious freedom". AS a result of this law, what percent of catholics in AMerica would be prohibited from devoutly following their religious doctrine as defined by the Vatican or US Conference of Catholic Bishops? the answer to that question is easy, zero percent. Every single catholic in America can follow their religion 100 percent devoutly as a result of this law. And that in turn is what infuriates the bishops so much. They know this. It also simply allows for the "religious freedom" of the thousands upon thousands of non-catholics hired by the catholic institutions operating in the public shpere to be taken into account. It allows for a poor non-catholic woman to get some financial relief for trying to avoid the pure evil of abortion which she has heard from these bishops all her life. This controversy is simply a scam of epic proportions. Catholic institutions providing "religious" services only are certainly exempt from this law.

Also with the media now incessantly pounding the "IRan threat" 24-7, you know exactly the opposite is true. Iran is zero threat to this country.

Ocala Mike

[Riot]

Originally Posted by horseofcourse

IN essence clip clop what is usually being promoted by old men or being spewed in the media is usually 100 percent false. When Catholic Bishops in America start whining about "religious freedom" being taken away, you can be assured the complete opposite is true. What the law actually does is allow for more "religious freedom". AS a result of this law, what percent of catholics in AMerica would be prohibited from devoutly following their religious doctrine as defined by the Vatican or US Conference of Catholic Bishops? the answer to that question is easy, zero percent. Every single catholic in America can follow their religion 100 percent devoutly as a result of this law. And that in turn is what infuriates the bishops so much. They know this. It also simply allows for the "religious freedom" of the thousands upon thousands of non-catholics hired by the catholic institutions operating in the public shpere to be taken into account. It allows for a poor non-catholic woman to get some financial relief for trying to avoid the pure evil of abortion which she has heard from these bishops all her life. This controversy is simply a scam of epic proportions. Catholic institutions providing "religious" services only are certainly exempt from this law.

Also with the media now incessantly pounding the "IRan threat" 24-7, you know exactly the opposite is true. Iran is zero threat to this country.

[Riot]

[bigrun]

Originally Posted by horseofcourse

I tend to disagree. The mail service has been 100 percent accurate in my lifetime getting my payments of bills to large corporations. I mean 100 percent, zero have failed to make it there. They've all been cashed. In turn also 100 percent accuracy getting the bills from large corporations to me. Mom gets her Christmas package every single year...100 percent accuracy. Unbelievably good getting stuff from point A to pont B and they go places privatized places don't go. they may not make any money and lose a ton, but they handle the mail 100 percent correctly in my opinion. I view mail as the stuff that needs to get from point A to point B. Others may take a different view of it. So that is fine. By my perspective, they do what they do quite well.

Absolutely government run health care. It would end up way cheaper in the long run. Medicare for all.

....I'll vouch for that...

[Clip-Clop]

Originally Posted by horseofcourse

I tend to disagree. The mail service has been 100 percent accurate in my lifetime getting my payments of bills to large corporations. I mean 100 percent, zero have failed to make it there. They've all been cashed. In turn also 100 percent accuracy getting the bills from large corporations to me. Mom gets her Christmas package every single year...100 percent accuracy. Unbelievably good getting stuff from point A to pont B and they go places privatized places don't go. they may not make any money and lose a ton, but they handle the mail 100 percent correctly in my opinion. I view mail as the stuff that needs to get from point A to point B. Others may take a different view of it. So that is fine. By my perspective, they do what they do quite well.

Absolutely government run health care. It would end up way cheaper in the long run. Medicare for all.

How long do you think the medical world would survive while "not making any money and losing a ton"? Think anyone will want to be a Dr.? Think pharmaceutical companies will continue to make wonder drugs that keep you alive? Wake up.

[Danzig]

Originally Posted by Clip-Clop

How long do you think the medical world would survive while "not making any money and losing a ton"? Think anyone will want to be a Dr.? Think pharmaceutical companies will continue to make wonder drugs that keep you alive? Wake up.

it's already getting difficult to find doctors who will accept medicare/caid. the amount of money they will make vs the amount of work involved to accept those patients is becoming untenable for most doctors. so many are opting not to accept more patients who use those two coverages.

the cost of medical care in this country has exploded, while our health hasn't gotten any better. ACA isn't the problem solver, with premiums shooting thru the roof and medicaid set to drain more than the proposed medicare savings.

medicare and medicaid need revamping, as does SS. when SS began, almost no one got it. now, almost everyone does with most taking out 3X or more what they put in. that's what you call an impossible scenario to continue. the new york times recently ran that story-look it up.

[Riot]

Originally Posted by Clip-Clop

How long do you think the medical world would survive while "not making any money and losing a ton"? Think anyone will want to be a Dr.? Think pharmaceutical companies will continue to make wonder drugs that keep you alive? Wake up.

What are you talking about? If everyone had Medicare, health care would still be provided by private hospitals, doctors, etc. They wouldn't be broke. Pharmaceutical companies would still develop drugs. What would be removed is simply the price gouging.

[Clip-Clop]

Originally Posted by Riot

What are you talking about? If everyone had Medicare, health care would still be provided by private hospitals, doctors, etc. They wouldn't be broke. Pharmaceutical companies would still develop drugs. What would be removed is simply the price gouging.

C'mon, you are a Dr. If you had to go through all kinds of govt red tape to get paid what they thought was fair for what you were doing would you? Do you let clients decide what procedures should cost? Of course not.

[Danzig]

from a GAO article from a year ago"

GAO has designated Medicare and Medicaid as high-risk programs because they are particularly vulnerable to fraud, waste, abuse, and improper payments (payments that should not have been made or were made in an incorrect amount). Medicare is considered high-risk in part because of its complexity and susceptibility to improper payments, and Medicaid because of concerns about the adequacy of its fiscal oversight to prevent inappropriate spending. In fiscal year 2010, the Centers for Medicare & Medicaid Services (CMS)--the agency that administers Medicare and Medicaid--estimated that these programs made a total of over $70 billion in improper payments



70 billion improperly paid in one year alone. that is absolutely dreadful.

[Riot]

Originally Posted by Danzig

from a GAO article from a year ago"

GAO has designated Medicare and Medicaid as high-risk programs because they are particularly vulnerable to fraud, waste, abuse, and improper payments (payments that should not have been made or were made in an incorrect amount). Medicare is considered high-risk in part because of its complexity and susceptibility to improper payments, and Medicaid because of concerns about the adequacy of its fiscal oversight to prevent inappropriate spending. In fiscal year 2010, the Centers for Medicare & Medicaid Services (CMS)--the agency that administers Medicare and Medicaid--estimated that these programs made a total of over $70 billion in improper payments



70 billion improperly paid in one year alone. that is absolutely dreadful.

It is, but they changed the definition of "improper", too:

According to the report, the Bush administration from 2005 to 2008 reported improper payments of about 4 percent in the fee-for-service program, or about $17 billion total in 2008. Government officials at the time, however, typically did not consider a Medicare payment improper if the medical documentation was incomplete or a doctor's signature was illegible.

But now they do.

4% is too high, but that's not "rampant". That's 96% proper payments made. And other safeguards were put into the program in 2010. The ACA cuts $500 billion in 10 years in duplication.

[Riot]

Originally Posted by Clip-Clop

C'mon, you are a Dr. If you had to go through all kinds of govt red tape to get paid what they thought was fair for what you were doing would you? Do you let clients decide what procedures should cost? Of course not.

Right now, human doctors have tons of staff dedicated only to cutting through the red tape of the various insurance companies. They hate it. Insurance companies dictate the actual practice of medicine - what a doctor can do for a patient - by what they will reimburse for or not. Private insurance companies dictate what tests will be reimbursed for what coded conditions, and how much that will be, and what tests will NOT be covered for certain conditions.

Medicare is a piece of cake compared to that. If doctors offices only had to deal with one insurance reimbursement agency, rather than multiple different ones, they would be thrilled!

Insurance companies only pay "what they think is fair" (or what they negotiate with the network the doctor is in) exactly as the Medicare network does. And that nice huge profit margin goes, not to us, but to the insurance company.

Medicare costs only about 9% for administration, and that is comparable to what other first world countries cost to insure their citizens. Private insurance companies are 17% of our GDP. That's outrageous. That's why we have the most expensive health care in the world - without even having all our citizens covered, and without providing the best outcomes in the world!

Except Obamacare just changed one thing: now insurance companies must spend 80% of patient premiums on patient health care - not insurance company profit.

[Clip-Clop]

Originally Posted by Riot

Right now, human doctors have tons of staff dedicated only to cutting through the red tape of the various insurance companies. They hate it. Insurance companies dictate the actual practice of medicine - what a doctor can do for a patient - by what they will reimburse for or not. Private insurance companies dictate what tests will be reimbursed for what coded conditions, and how much that will be, and what tests will NOT be covered for certain conditions.

Medicare is a piece of cake compared to that. If doctors offices only had to deal with one insurance reimbursement agency, rather than multiple different ones, they would be thrilled!

Insurance companies only pay "what they think is fair" (or what they negotiate with the network the doctor is in) exactly as the Medicare network does. And that nice huge profit margin goes, not to us, but to the insurance company.

Medicare costs only about 9% for administration, and that is comparable to what other first world countries cost to insure their citizens. Private insurance companies are 17% of our GDP. That's outrageous. That's why we have the most expensive health care in the world - without even having all our citizens covered, and without providing the best outcomes in the world!

Except Obamacare just changed one thing: now insurance companies must spend 80% of patient premiums on patient health care - not insurance company profit.

Why does Medicare lose money? Why even though millions pay into something they will never use they still manage to not have enough to cover those using it?

[Danzig]

Originally Posted by horseofcourse

I tend to disagree. The mail service has been 100 percent accurate in my lifetime getting my payments of bills to large corporations. I mean 100 percent, zero have failed to make it there. They've all been cashed. In turn also 100 percent accuracy getting the bills from large corporations to me. Mom gets her Christmas package every single year...100 percent accuracy. Unbelievably good getting stuff from point A to pont B and they go places privatized places don't go. they may not make any money and lose a ton, but they handle the mail 100 percent correctly in my opinion. I view mail as the stuff that needs to get from point A to point B. Others may take a different view of it. So that is fine. By my perspective, they do what they do quite well.

Absolutely government run health care. It would end up way cheaper in the long run. Medicare for all.

knowing how rampant fraud is with the current medicare/caid set up, i cringe to think what would happen if everyone were in such a system.

[Riot]

Originally Posted by Danzig

knowing how rampant fraud is with the current medicare/caid set up, i cringe to think what would happen if everyone were in such a system.

What do you think is "rampant"? What percentage of Medicare claims do you think are fraudulant? There's fraud, certainly, but I'd hardly describe it as "rampant". Medicare is an outstandingly cost-efficient and reliable insurance system. It's done very, very well. Adding multiple-millions of healthy, young individuals to it will only continue to bring costs down for everyone, while services - and payments to providers - can be expanded. And the jobs created will be massive. A win-win-win for everyone. And we can be just like other first world countries, instead of 27th and worse in health care quality and provisions.

Health care in the United States is our national embarrassment. Except for our Medicare system, which is outstanding and remarkably successful. Few receive health care in the US, and its the most expensive in the world, while not even in the top twenty in quality by any measurement. We can do better for ourselves.