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#1
06-14-2010, 08:24 AM
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The New Health Care System Already Being Felt
remember when Pelosi said we have to pass the bill to find out what's in it.
When Obama & Co. were making promises no one would be forced to change their health care plans and health care costs would actually go down since the uninsured would not be using the ER for primary care? Though many of the bill's benefits and coverage are years away, its already becoming a huge clusterphuck. Companies that offer employee health insurance expect another steep jump in medical costs next year, and more will ask workers to share a bigger chunk of the expense, according to a new PricewaterhouseCoopers report. For the first time, most of the American workforce is expected to have health insurance deductibles of $400 or more, the consulting firm said in a report released to The Associated Press. Two years ago, only 25 percent of companies participating in the annual survey said they asked employees to pay deductibles of $400 or more. That grew to 43 percent in 2010 and is expected to pass 50 percent next year. The PricewaterhouseCoopers report also found a steep drop in the percentage of employers that subsidize retiree health coverage. It said only 22 percent of employers with more than 5,000 workers subsidized retiree coverage after age 65 this year. That's down from 37 percent in 2009. http://apnews.myway.com/article/20100614/D9GASS000.html wow 37% more seniors relying solely on subsidized insurance, (Medicare) This plan benefits whom?
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“To compel a man to furnish funds for the propagation of ideas he disbelieves and abhors is sinful and tyrannical.” Thomas Jefferson Last edited by dellinger63 : 06-14-2010 at 09:24 AM. 
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#2
06-14-2010, 08:34 AM
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I WISH I had a $400 deductable for my insurance. Its a $1800 DED actually. SUCKS. But my company offers extremely crappy insurance from united healthcare.
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#3
06-14-2010, 08:36 AM
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#4
06-14-2010, 08:44 AM
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I read a few weeks back about large companies finding it would be cheaper to pay the fines than to continue coverage. That employees would then have to go thru govt exchanges to get coverage. What a mess this will turn out to be.
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#5
06-14-2010, 08:59 AM
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#6
06-14-2010, 09:33 AM
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 Doesnt help when you break your foot in the beginning of the year!Actually my plan is weird.. We get $800 in an flex spending account that pays for the first $800 of doc's and drugs. That also takes $800 off the deductable (so by the time the $800 is spent, the DED is only $1,000) Then you have to pay out of your pocket the next $1,000. After the $1,000 is paid for, you get the normal insurance with the co-pay. My foot basically knocked out the $800 (AND on top of that I had to pay the total $418 for my initial foot doc because I broke it 12/27 and they said I used my whole $800 the year prior - which wasnt true at all and I am fighting that) I have 3 meds that I have to take daily.. and they changed my script plan to an awful new one. I'm supposed to see two specialists per year (GI and Endo for chronic conditions). I guess the insurance is OK cause of the $800 in the Flex Spending Account.. but I pay closer to $1,200 a year for the plan so I consider that $800 to be my own damn money anyway. Its good incase I get into a car accident, or get cancer or something else big, or need to spend time in a hospital. I plan on not doing any of those three this year. (I did NOT go to the hospital when I broke my foot... knew it would be a huge waste of money so I went directly to the orthopedic)
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#7
06-14-2010, 01:41 PM
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#8
06-14-2010, 01:52 PM
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