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#1
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![]() I WISH I had a $400 deductable for my insurance. Its a $1800 DED actually. SUCKS. But my company offers extremely crappy insurance from united healthcare.
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#2
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![]() Don't get sick. You'll be fine.
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#3
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![]() I read a few weeks back about large companies finding it would be cheaper to pay the fines than to continue coverage. That employees would then have to go thru govt exchanges to get coverage. What a mess this will turn out to be.
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#4
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![]() That mess is how it is designed to work, by the deceptive proponents who passed it over the objections of the majority of Americans. ALL of those who supported it were Democrats. Remember this in November 2010 and 2012.
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#5
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![]() ![]() Actually my plan is weird.. We get $800 in an flex spending account that pays for the first $800 of doc's and drugs. That also takes $800 off the deductable (so by the time the $800 is spent, the DED is only $1,000) Then you have to pay out of your pocket the next $1,000. After the $1,000 is paid for, you get the normal insurance with the co-pay. My foot basically knocked out the $800 (AND on top of that I had to pay the total $418 for my initial foot doc because I broke it 12/27 and they said I used my whole $800 the year prior - which wasnt true at all and I am fighting that) I have 3 meds that I have to take daily.. and they changed my script plan to an awful new one. I'm supposed to see two specialists per year (GI and Endo for chronic conditions). I guess the insurance is OK cause of the $800 in the Flex Spending Account.. but I pay closer to $1,200 a year for the plan so I consider that $800 to be my own damn money anyway. Its good incase I get into a car accident, or get cancer or something else big, or need to spend time in a hospital. I plan on not doing any of those three this year. (I did NOT go to the hospital when I broke my foot... knew it would be a huge waste of money so I went directly to the orthopedic)
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#6
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![]() Quote:
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#7
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#8
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