How much did the "Affordable" Care Act raise your premium?

[Danzig]

Originally Posted by joeydb

O'Reilly: "No one (except those receiving free or subsidized health care) from the government will pay less for insurance. No one."

A stinging and factual analysis that the Democrats will find it hard to hide from:

http://video.foxnews.com/v/287088448...-of-obamacare/

not necessarily.

http://www.forbes.com/sites/scottgot...sing-premiums/

Meanwhile, plans sold entirely outside the exchanges will be subject to a different risk pool, and as a result, lower pricing.

Over time, conforming and non-conforming insurance policies sold entirely outside the exchanges could look increasingly attractive to consumers; even accounting for the subsidies many people would get for staying inside the exchanges.

Health plans would be encouraged to drop out of the exchanges, or in the case of national insurers like Aetna [NYSE:AET] and United Healthcare [NYSE:UNH] and Cigna [NYSE:CI] (who have largely stayed out of these schemes) decide not to get in. For these insurers, their decision to stay out of the exchanges is looking smart.


Under the law, insurers who offer policies inside the Obamacare exchanges are required to treat their enrollees inside and outside the exchange as a single risk pool. Among other things, this provision was meant to reduce the chance that insurers would steer healthier patients into plans sold outside the exchanges.

But the law doesn’t prevent insurers from offering plans exclusively outside the exchange. If they are entirely outside the exchange, they get to create their own risk pool, and aren’t subject to the same pricing that burdens plans inside the exchange. (See this Commonwealth Fund Brief for a fuller explanation)

As the pool inside the exchange becomes older, sicker, and costlier, more plans will have an economic incentive to get out of the Obamacare market altogether.

Once outside, they are free to price their products to match a better risk pool.


of course, you are talking about bill o'reilly, who has an agenda and doesn't have to answer to anyone for not giving the whole story.