Quote:
Originally Posted by dellinger63
Only if those with newer, more expensive vehicles and good driving records supplement insuring the pieces of shiat and bad drivers (DUI's, accidents etc.) with full coverage in the form of higher premiums.
However when your car can't get into the mechanic/body shop right away because one of the piece of shiats described above is being fixed, it's manageable although far from fair.
When you can't get into the Dr. it's a different story. Not like you can rent a heart stint or hip for a few days.
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In 10-20 years from now, there is going to be a huge shortage of doctors. There is a large percentage of the population that is moving into their retirement years. Insurance companies have been paying less and less to doctors over the last 15 years. I know doctors who were making $500,000 a year who are now only making $200,000 a year and it's only going to get worse with the ACA. Some people may think that $200,000 a year is a lot of money but it's really not that much if you have a family and live in an expensive area.
If doctors continue to make less and less money, it's going to be hard to convince our brightest young people to go hundreds of thousands of dollars into debt with student loans to go into a field that doesn't even pay that well.
I know a couple of doctors who retired relatively young (around 70 years old) because they were fed up with not only making less and less money but also fed up with having to deal with the bureaucracy.
I think this is going to be a big problem. Not only do I think we're going to end up with a big shortage of doctors but I think the quality of doctors is going to go way downhill.
Here are a couple of articles about the subject:
http://newyork.cbslocal.com/2013/11/...ge-of-doctors/
http://www.cnn.com/2013/10/02/health...ctor-shortage/