How did you do this year?

[Calzone Lord]

Originally Posted by Danzig

i don't suppose you had uninsured motorist property damage coverage? it would cover 'hit and run'.

I have what is basic auto insurance in PA. Everything insured except for collision repairs to my own car.

So, if I am found at fault for the accident...my insurance pays for damages to the other car and person (the person in the other car didn't even have a bruise and is fine) However, I'm SoL on my own car and I will have to pay the other persons deductable.

If I'm not found at fault (unlikely) the other persons insurance will take care of the value of my car.

[Danzig]

Originally Posted by Calzone Lord

I have what is basic auto insurance in PA. Everything insured except for collision repairs to my own car.

So, if I am found at fault for the accident...my insurance pays for damages to the other car and person (the person in the other car didn't even have a bruise and is fine) However, I'm SoL on my own car and I will have to pay the other persons deductable.

If I'm not found at fault (unlikely) the other persons insurance will take care of the value of my car.

yeah, i know how the coverages work. i just thought i'd ask in case you had that in the policy. the car is paid for tho, right? sell it for scrap/parts and buy another...and get collision, even if it's a high deductible to help defray the premium.

[knickslions2]

I had a good Saratoga meet but other then that couldn't sustain any momentum.

[PatCummings]

If Little Mike doesn't win the three G1 races he did, I'd have had a fine year.

[robfla]

Originally Posted by PatCummings

If Little Mike doesn't win the three G1 races he did, I'd have had a fine year.

Because Little Mike won the three G1 races he did, I had a fine year.

[casp0555]

Originally Posted by PatCummings

If Little Mike doesn't win the three G1 races he did, I'd have had a fine year.

Little Mike had a reverse affect on my bankroll for sure. Ass has been kicked last couple of months, last big hit was Gome on Dude winning the Cup and Undaunted Rally capping the P4 at +50-1 on Gold Cup day at the 'wood for a buck plus had the w/p on UR also .

[VOL JACK]

Really good year everywhere except for Saratoga.
The Spa has done me in the last 3 years, seriously cutting back my handle there next year.

[GoIrish]

I'm actually in the black for this year. Overall ROI is +14.65%. Win percentage is 25%; win ROI is just above even though (which is an improvement over years past). Got my ass handed to me on multirace wagers; -16.79%. Big year for exactas: +127.84% thanks to a $252 job at Gulfstream and a $150+ hit at Monmouth. Thanks to Sandy I didn't have a chance to lose hundreds on the BC this year, which certainly helped the bottom line.

[dylbert]

Originally Posted by PatCummings

If Little Mike doesn't win the three G1 races he did, I'd have had a fine year.

I feel your PAIN... He got me in Arlington Million (I had next 3 horses) and BC Turf (I had next 4 horses).