18 Reasons the Affordable Care Act Is the Greatest Achievement for the Middle Class

[Danzig]

Originally Posted by jms62

Lovely.. We wonder why our health care system is so ****ed up. Smoker should pay 10 times that.

yeah, ok...he's 25 and in perfect health and is a very low risk. and that is what premiums are based on. if he didn't smoke, his premium would be half that.
were he 60, obese, still smoking, etc, it would be more than ten times that.
it's all based on math, with actuaries constantly crunching numbers. don't like it, take it up with the math formulas.
and his health premiums were balanced no doubt by his car insurance. but i bet you probably would complain that guys as a group pay more for that, and it's not fair.