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#10
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![]() what don't i like? mainly the exploding costs of premiums. all that 'free' stuff has to be paid for somewhere. and it is being paid for-in higher premiums.
a fix is definitely needed. but a bad fix isn't the answer. keeping 'children' on to age 26, regardless of circumstance is a huge expense. no pre-existing conditions on any child under 18-a huge expense. 'free' testing, 'free' coverages for women. all of that is anything but free. fat lot of good it will do to force insurers to carry more folks if those folks can't afford the coverage. yes, we need to change the system. but this abomination isn't doing that. they should have focused on getting more people to buy it, rather than make what they're currently not buying more expensive-and make people that much more unwilling to purchase. for many, the choice is made not to buy when offered. they don't feel coverage is a priority. many who could buy it choose not to, with the standard explanation that they never get sick, so they don't see a need. obviously, coverage is cheaper the more who buy-and of course the healthy people would help cover those who aren't. but healthy, young adults don't wish to buy it-but now they will have to, and they will have to buy something that will suddenly cost more than what they could be buying right now. arkansas has had a program in place for years for people who can't get coverage elsewhere because of pre-existing conditions. it's administered by the state. i'd imagine other states have similar. |