Is Social Security A Good Investment?

[joeydb]

Originally Posted by jms62

Wait... Is Joey actually on SSDI ???

No, never. Don't ever take the irrational rantings of Riot seriously.

[jms62]

Originally Posted by joeydb

No, never. Don't ever take the irrational rantings of Riot seriously.

Rats. I just spent 30 minutes composing a blistering retort in my mind if the answer was yes. I will never get that time back.

[joeydb]

Originally Posted by jms62

Rats. I just spent 30 minutes composing a blistering retort in my mind if the answer was yes. I will never get that time back.

Can't blame you a bit for that.

She must be thinking of someone else that she actually knows.

By the way, how does one go about changing their logon here? I'm thinking about "Order" - you know, the "anti-riot".

[Danzig]

speaking of ssdi, apps have increased by 50% with the economy's difficulties. it's headed towards insolvency as well.

it would be nice if people would buy short and long term disability coverage, wouldn't it? another available service that many ignore and then find a need.

[jms62]

Originally Posted by Danzig

speaking of ssdi, apps have increased by 50% with the economy's difficulties. it's headed towards insolvency as well.

it would be nice if people would buy short and long term disability coverage, wouldn't it? another available service that many ignore and then find a need.

Agree however in these times people are more concerned about the little things like keeping a roof over their heads and feeding their children at least once a day.

[Danzig]

Originally Posted by jms62

Agree however in these times people are more concerned about the little things like keeping a roof over their heads and feeding their children at least once a day.

obviously if you have to choose between food and coverage, you pick the food. but i was always astounded when people rejected short term disability when i was at my previous job. it didn't cost a dollar a week because the company paid most of the expense.. many of the employees used tobacco, but 'couldn't afford' the coverage. never made sense to me. my husband missed almost four months of work because of a broken heel a few years back; we were lucky we had it.

[jms62]

Originally Posted by Danzig

obviously if you have to choose between food and coverage, you pick the food. but i was always astounded when people rejected short term disability when i was at my previous job. it didn't cost a dollar a week because the company paid most of the expense.. many of the employees used tobacco, but 'couldn't afford' the coverage. never made sense to me. my husband missed almost four months of work because of a broken heel a few years back; we were lucky we had it.

You are 100% right.

[Riot]

Originally Posted by Danzig

it would be nice if people would buy short and long term disability coverage, wouldn't it? another available service that many ignore and then find a need.

People can't afford it, 'Zig. Health insurance is too expensive for most in the US unless they have an employer to help them out, and ignoring insurance and just purchasing the healthcare you need is completely unaffordable. As I said yesterday, UK charges $193 to see a GP for 15 minutes if you don't have insurance? That's absurd.

Healthcare in the US is 1/5 of our economy. It's only 4-6% in other first world countries. Our system is badly broken.

[timmgirvan]

Originally Posted by Riot

People can't afford it, 'Zig. Health insurance is too expensive for most in the US unless they have an employer to help them out, and ignoring insurance and just purchasing the healthcare you need is completely unaffordable. As I said yesterday, UK charges $193 to see a GP for 15 minutes if you don't have insurance? That's absurd.

Healthcare in the US is 1/5 of our economy. It's only 4-6% in other first world countries. Our system is badly broken.

With insurance, my doc charges 225-295 a visit. Medicare pays approx 100, I pay 25. Copay has increased....meds are 35-50% higher since July. Fixed income is nice to have, but it's still "checkers" at the end of the month.

[Danzig]

Originally Posted by Riot

People can't afford it, 'Zig. Health insurance is too expensive for most in the US unless they have an employer to help them out, and ignoring insurance and just purchasing the healthcare you need is completely unaffordable. As I said yesterday, UK charges $193 to see a GP for 15 minutes if you don't have insurance? That's absurd.

Healthcare in the US is 1/5 of our economy. It's only 4-6% in other first world countries. Our system is badly broken.

the coverage where i used to work for bc/bc for the employee was about $20 a week, certainly affordable for everyone who worked there. i know what the pay was for each position there.
and as i said above, the std was about 1 dollar a week. a dollar-people can't afford that? to get paid 2/3's their salary if they had to be off?
but, that money for tobacco is easily found i guess...one lady complained that they didn't have much-but her, her mom, and her hubby all used tobacco. pack/can a day for each. $15 a day. times 30 days. when i did the math, she looked at their habits a lot differently. it's all about priorities, and for many people, health coverage isn't a priority-til they need it. then it's a huge problem. and then it's pooor me. when in fact, those with a need already can be covered by medicaid. but it's the ones who don't want to pay who so often look for that help and sympathy. it's aggravating as hell. now, is everyone like that? obviously not. but when even smaller employers offer the stuff, and people turn it down-you gotta wonder what's in their head.

[Antitrust32]

Originally Posted by Danzig

the coverage where i used to work for bc/bc for the employee was about $20 a week, certainly affordable for everyone who worked there. i know what the pay was for each position there.
and as i said above, the std was about 1 dollar a week. a dollar-people can't afford that? to get paid 2/3's their salary if they had to be off?
but, that money for tobacco is easily found i guess...one lady complained that they didn't have much-but her, her mom, and her hubby all used tobacco. pack/can a day for each. $15 a day. times 30 days. when i did the math, she looked at their habits a lot differently. it's all about priorities, and for many people, health coverage isn't a priority-til they need it. then it's a huge problem. and then it's pooor me. when in fact, those with a need already can be covered by medicaid. but it's the ones who don't want to pay who so often look for that help and sympathy. it's aggravating as hell. now, is everyone like that? obviously not. but when even smaller employers offer the stuff, and people turn it down-you gotta wonder what's in their head.

great post

[Riot]

Originally Posted by Danzig

the coverage where i used to work for bc/bc for the employee was about $20 a week, certainly affordable for everyone who worked there. i know what the pay was for each position there.
and as i said above, the std was about 1 dollar a week.

Yeah, but what about all the other people who do not have work health insurance & disability offers, are unemployed, or currently are uninsurable, or have insurance but the company will not insure them for their chronic illnesses, etc?

That's who the ACA is trying to insure. Not the currently insured, but the currently under- and un-insured.

Yes, I agree it's sad to see people make bad life financial decisions for themselves and refuse employer offers like heath insurance, disability, matching 401K funds, etc.

[Riot]

Originally Posted by joeydb

Can't blame you a bit for that.

She must be thinking of someone else that she actually knows.

By the way, how does one go about changing their logon here? I'm thinking about "Order" - you know, the "anti-riot".

Riot is an accomplished hunting sighthound. The opposite would be ... maybe a couch Pekinese

And I searched, it's Timmgirvan that said he receives SSDI.