If you know anyone who doesn't have insurance currently, or has insurance but isn't covered for some of their pre-existing conditions, or was refused insurance, here's the website to see if they are eligible for insurance under the ACA (temporary pools before the exchanges for everyone are up in 2014)
www.healthcare.gov
For example: I have health insurance now, expensive, and
my current health insurer will still not cover me for two pre-existing conditions: asthma, and any future arthritis.
Not very fair, as I don't have problems with either thing the insurer chose to exclude. It also means that in 30 years, if I develop arthritis somewhere, they won't ever pay. What old person doesn't eventually develop some arthritis? Nice racket, huh?
So, I am currently paying alot of money to be insured, but not covered for everything.
I was offered a choice of three plans:
a regular type of plan with rather typical deductions and co-pays for about $250 less than I am paying now, a very affordable HSA, and a "luxury" type of plan for about $150 less than I am paying now.
The advantage to all these plans is that
all my health problems are covered. For less than I am paying now for partial coverage. And all preventive care is free.
Yes, you bet that today I abandoned my expensive ripoff regular insurer for this. I do have to provide letters from my insurance company verifying they won't cover me for the pre-existings.
And no, Dell, you are not paying for any of it. I am.
Thank you, President Obama.
07-08-2011, 07:59 PM
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