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Old 04-30-2012, 10:24 AM
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jms62 jms62 is offline
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Join Date: Mar 2007
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Quote:
Originally Posted by Danzig View Post
again, huge difference between mandating car insurance vs health... you have to buy it to protect 'the other guy', not yourself.
the liability portions are for those who suffer damages due to your causing an accident.
comp and collision are required by the lienholder to protect their financial interest while you owe money on the vehicle. once it's paid for, you can drop those coverages.

and of course you don't pay a penalty unless you get caught driving without it. and as many as 1 in 4 ark drivers chooses to do just that.
you can always decide not to buy a car if you don't want to buy car insurance, whereas obamacare doesn't let you opt out.
Those not having Health insurance are hurting the other guy which is you and I. Hospitals still are required to treat uninsured and cannot release those that are sickest unless there is a plan in place for their longer term care. This is breaking hospitals who are forced to raise their rates on all of us that do have health insurance which forces insurance companies to raise our rates. So those without insurance are hurting us more than themselves that is why I am for mandatory health insurance.
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