Quote:
Originally Posted by Danzig
yeah, ok...he's 25 and in perfect health and is a very low risk. and that is what premiums are based on. if he didn't smoke, his premium would be half that.
were he 60, obese, still smoking, etc, it would be more than ten times that.
it's all based on math, with actuaries constantly crunching numbers. don't like it, take it up with the math formulas.
and his health premiums were balanced no doubt by his car insurance. but i bet you probably would complain that guys as a group pay more for that, and it's not fair.
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So you are critical of a health policy that will guarantee health insurance to your son who WILL develop issues later in life due to his smoking. So I guess it sucks until you need it. Trouble with this country is the complete lack of empathy. No one able to see past their current circumstances as of the current moment. We know how the math formulas worked with the CDO's . Maybe what we need is a little less math and a little more common sense. You smoke and it will cost somewhere down the road.