#21
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wait...you ask what is a mutual fund. i suggest an advisor...and i'm the one making a stupid comment??
go online, and do some research. not here, on financial sites.
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Books serve to show a man that those original thoughts of his aren't very new at all. Abraham Lincoln |
#22
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stop it!
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#23
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When I started the thread people discussed it with me, if you have a problem then just dont comment, right?
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#24
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Told ya.
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#25
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I think mutual funds are probably the safest place right now. You're not putting all your eggs in one basket, and you're paying someone to be the guardian of your funds.
A place to start - http://www.essortment.com/all/howtoinvestmo_rguq.htm Also, google "how to invest in mutual funds", a myriad of links will pop up.
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I l Cigar, Medaglia d'Oro, Big Brown, Curlin, Rachel Alexandra, Silver Charm, First Samurai, Sumwonlovesyou, Lloydobler, Ausable Chasm, AND Prince Will I Am "Be daring, be different, be impractical, be anything that will assert integrity of purpose and imaginative vision against the play-it-safers, the creatures of the commonplace, the slaves of the ordinary.” Cecil Beaton |
#26
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#27
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Gales help me then bro, FOR REAL. I tryed helping you, Toga... Remember?
I can afford $300 a month and not have to cut anything, $500 a month if needed... Is that not enough? |
#28
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no loads don't.
__________________
I l Cigar, Medaglia d'Oro, Big Brown, Curlin, Rachel Alexandra, Silver Charm, First Samurai, Sumwonlovesyou, Lloydobler, Ausable Chasm, AND Prince Will I Am "Be daring, be different, be impractical, be anything that will assert integrity of purpose and imaginative vision against the play-it-safers, the creatures of the commonplace, the slaves of the ordinary.” Cecil Beaton |
#29
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if you are really going to put money into mutual funds for a peroid of time say 10 , 20 , 30 yrs , go with the index funds the index funds have the lowest costs and over time outperform 95 % of all the mutual funds over the course of 10 , 20 , 30 yrs , if you can save money by not paying froned end fees , 12b1 fees and early withdrawl fees you will outperfom 95 % of all the mutual funds out there there are too many average people out there managing money , stick with a plain vanilla index fund and laugh all the way to the bank in 30 yrs |
#30
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#31
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#32
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i'll check , there are some where you can get in cheap and don't need $3k
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#33
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Put him into a Dividend reinvestment program.
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Felix Unger talking to Oscar Madison: "Your horse could finish third by 20 lengths and they still pay you? And you have been losing money for all these years?!" |
#34
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yup , KO or PEP would probably be good for Joe
simple porduct , leader in the field , and the product gets used over and over again |
#35
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Seriously, no fees, deal with computershare or a company like that and he can buy as much as he wants.
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Felix Unger talking to Oscar Madison: "Your horse could finish third by 20 lengths and they still pay you? And you have been losing money for all these years?!" |
#36
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can't think of better drip out there than KO and he can buy the product at the track or otb it's gotta a decent yield right now as well that will only grow over time for him |
#37
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Fine! But just how is a person who isn't investment savvy going to go about investing without paying someone a fee for their services? I'd say no-loads are the safest and the least costly in fees. Perhaps it might be best to save whatever one can afford a month and invest a lump sum a couple times a year. Buy a no penalty CD once a month. The interest is crap, but it's better than a savings account.
There is so little anymore on which to make money - real estate investing is not for the faint of heart, stocks are scary, money market, CD's, savings accounts pay little. And, IRS will be stepping in come the first of 2012 to monitor precious metal buying and selling above $600 through coin dealers.
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I l Cigar, Medaglia d'Oro, Big Brown, Curlin, Rachel Alexandra, Silver Charm, First Samurai, Sumwonlovesyou, Lloydobler, Ausable Chasm, AND Prince Will I Am "Be daring, be different, be impractical, be anything that will assert integrity of purpose and imaginative vision against the play-it-safers, the creatures of the commonplace, the slaves of the ordinary.” Cecil Beaton |
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#39
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#40
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If you're losing money betting the ponies, don't do it - that's a savings right there. You asked for help. Was just trying to help. I will leave the discussion to the experts.
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I l Cigar, Medaglia d'Oro, Big Brown, Curlin, Rachel Alexandra, Silver Charm, First Samurai, Sumwonlovesyou, Lloydobler, Ausable Chasm, AND Prince Will I Am "Be daring, be different, be impractical, be anything that will assert integrity of purpose and imaginative vision against the play-it-safers, the creatures of the commonplace, the slaves of the ordinary.” Cecil Beaton |