Public Option

[johnny pinwheel]

unfortunatly, the best thing that happened to me when i got sick was medicare. i could not work , lost coverage and almost lost everything. i sold my house right before the melt down, but that does not matter up here, houses are always hot. the medical bills piled up until i won disability and medicare, it costs like 96 bucks a month and for another 16 i get cdphp supplemental. try getting that out there!!!.....when i was working i was paying to have coverage by the hour! i was in a union with that cadillac coverage and it cost a bundle, plus after i could not work for a year it was shut down. a cat scan and an MRI on my head cost as much as a new car and i was not working or insured......yeah, we are the best, thats the line i've been hearing for about 40 years as the country decends down the toilet.....what company would make a new job here when they have to help supply healthcare? its the dumbest system yet and about 20 years behind..wait until suckers are paying 15 or 16 hundred a month for crappy insurance that does not work

This is going to be one expensive bowel movement.

The pharmaceutical lobby runs things.

[joeydb]

Originally Posted by Riot

So you guys don't think that basic health insurance for young healthy people, who are willing and eager to pay, shouldn't be affordable and available to them?

Uh, don't the young and healthy usually get the best rates in any insurance pay schedule? What's the issue here?

We don't need another "entitlement" or "unfunded mandate", both of which are terms that should be permanently banned from political debates.

The government screws up the many programs it already has. I don't want them messing with my healthcare. No thanks.

[timmgirvan]

Originally Posted by joeydb

Uh, don't the young and healthy usually get the best rates in any insurance pay schedule? What's the issue here?

We don't need another "entitlement" or "unfunded mandate", both of which are terms that should be permanently banned from political debates.

The government screws up the many programs it already has. I don't want them messing with my healthcare. No thanks.

[SCUDSBROTHER]

Originally Posted by Antitrust32

This might be your tops. Everyone knows if you get educated and find a good job the perc of that is getting insurance. That is how this country works & that is why its important to get an education and find a good job.

What about all the stay at home mothers? What if she did a dead-end job to help hubby get through school ( and get a great future for the family,) and then he gets a brain tumor. She's gunna have to go back to work at a "not so great job." How does she get reasonably priced health care for that family? It's irresponsible to treat this like a luxury item. It's a necessity. Your personality has a sadistic aspect.

[wiphan]

Originally Posted by Riot

It's baaaack .....




One of my employees hurt her knee the other day. She and her husband could afford and would gladly pay a couple hundred a month for health insurance. Unfortunately, they can't get any for that amount in this state. She needs an ortho consult. She won't get one. Can't really afford the $60-$100 for the exam, and the $250 for rads right now (yes, we called around). I told her to e-mail Mitch McConnell and ask him what to do.

If she and her husband would gladly pay a couple of Hundred a month for health insurance why don't they put that $ away each month in an account for something like this. Oh yeah, that's called responsibility

[Antitrust32]

Originally Posted by SCUDSBROTHER

What about all the stay at home mothers? What if she did a dead-end job to help hubby get through school ( and get a great future for the family,) and then he gets a brain tumor. She's gunna have to go back to work at a "not so great job." How does she get reasonably priced health care for that family? It's irresponsible to treat this like a luxury item. It's a necessity. Your personality has a sadistic aspect.

then she should have bought health insurance. You dont HAVE to have a job to have insurance.. you can buy plans on your own.

And its not like I dont think health care should be reformed... it needs to be reformed in some areas. Tort reform alone would make prices a ton more affordable to this stay at home mother. There needs to be over state line competition. pre-exsisting conditions need to be eliminated. You shouldnt be able to drop someone because they got sick... right there is great reform that would dramatically help health care.

Obama and the dems' plan is a piece of shi't. 1 trillion dollars? you do know how much that is? I really think the dems plan in general is just to bankrupt the country. they follow the Bush example to the absolute extreme.

Tell me SCUDS, what has the government EVER done right? and while the hell should any one want our goverment in charge of health care? It will be a disaster, mark my words. They cant to jack shi't right.. and that is including the republicans.

And yes, I am completely against a single payer "socialized" healthcare in this country. Unless of course we all want the quality of care to be flushed right down the shitter, and middle class citizens paying 40% federal taxes cause that is what would happen. Just trust me on that!

[dellinger63]

Originally Posted by Antitrust32

then she should have bought health insurance. You dont HAVE to have a job to have insurance.. you can buy plans on your own.

And its not like I dont think health care should be reformed... it needs to be reformed in some areas. Tort reform alone would make prices a ton more affordable to this stay at home mother. There needs to be over state line competition. pre-exsisting conditions need to be eliminated. You shouldnt be able to drop someone because they got sick... right there is great reform that would dramatically help health care.

Obama and the dems' plan is a piece of shi't. 1 trillion dollars? you do know how much that is? I really think the dems plan in general is just to bankrupt the country. they follow the Bush example to the absolute extreme.

Tell me SCUDS, what has the government EVER done right? and while the hell should any one want our goverment in charge of health care? It will be a disaster, mark my words. They cant to jack shi't right.. and that is including the republicans.

And yes, I am completely against a single payer "socialized" healthcare in this country. Unless of course we all want the quality of care to be flushed right down the shitter, and middle class citizens paying 40% federal taxes cause that is what would happen. Just trust me on that!

[Riot]

Originally Posted by timmgirvan

Well, I know in California, and probably other states, hospitals go belly up or stop trauma care totally because the state won't pay for it. Is the state to blame because it wouldn't cover expenses either way for trauma wards?

Those are nearly all uninsured people. So much better if they had some basic insurance to take up part of the cost we are paying now ("the state"), no?

[Riot]

This might be your tops. Everyone knows if you get educated and find a good job the perc of that is getting insurance. That is how this country works & that is why its important to get an education and find a good job.

Well, the above might be your top

Do you know how rare it is to get insurance, matching 401K, etc type benefits nowadays at any job? (and education has less to do with it than who your employer is) Usually only the largest companies now. It's simply too expensive - employers are cutting benefits, not offering it, middle and smaller companies, it's just out of reach.

That is WHY insurance reform is needed.

There is NO "taking from those who have and makeing them provide to others" in that.

Of course there is - the company has, the employee has not. The company offers to pay money in exchange for a certain measure of work from the employee. Employment is a cut and dried business deal.

Insurance costs are figured into salary cost for an employee. It's not a "perk", it's a big expense for the employer. One could get another $5,000 a year in salary, or one could get insurance offered.

The employee doesn't "deserve" or isn't "entitled" to insurance, any more than they "deserve" a continuous regular raise, or "deserve" access to a credit union, or "deserve" more money, etc.

He/She works hard to get that employer "what they have". and for that they deserve insurance from the employer.

LOL ... no. Employers want to hire people. To get the best people, employers will offer money. Sometimes that money is in the form of "stuff" like insurance. When that stuff is too expensive to offer, employers don't offer it.

& that 80% support a public option is a crock of **** riot and you know it. Unless you meant 80% do not support it then maybe you are a little bit closer to reality.

No, your 80% "do not support the public option" is a complete crock of guessing ****, Lori.

I did go look up the number of "nearly 80%" (which is what I said), and it's 76% of Democrats (not "all", as I said) support it, plus a good portion of independents (over 60%), and less than half of Republicans.

Why do you think only 20% of people support a public option? That's not even remotely close.

Why would anyone NOT want a public option? It doesn't affect anyone other than who wants to be in that pool (if the pool setup, exchanges, is the way it will be done), the pools pay for themselves by the income from the people in it. Everyone saves money by uninsured people being insured, as healthcare costs across the system are lowered, less tax money is used for Medicaid, charity hospital care, etc.

[Riot]

Uh, don't the young and healthy usually get the best rates in any insurance pay schedule? What's the issue here?

Because the "best rates" for the young are too expensive for many of them to purchase.

We don't need another "entitlement" or "unfunded mandate", both of which are terms that should be permanently banned from political debates.

Who is talking "entitlement" or "unfunded mandate" ???

Do you realize that the CBO has said that the House healthcare reform will cut our national budget deficit by like 8-10 billion over 10 years, in healthcare savings?

The government screws up the many programs it already has. I don't want them messing with my healthcare. No thanks.

You clearly don't understand what healthcare reform is about, what it could be. If you have healthcare now, the government isn't going to be touching anything about it.

[Riot]

Originally Posted by wiphan

If she and her husband would gladly pay a couple of Hundred a month for health insurance why don't they put that $ away each month in an account for something like this. Oh yeah, that's called responsibility

Do you have health insurance? If so, who pays for it?

There are "health savings accounts". But one can save all they want, but one nice big $50,000 incident (easy to obtain) can wipe someone out. Do you realize how many of the bankruptcies in the US are caused by medical bills, of people who are insured?

You know what I have to pay for health insurance? (after the recission my lovely ex-insurance company dealt to me) - I have been quoted by the only other two options (companies) in my state for $1200- 1500 per month. With many conditions excluded (some quite surprising). I have no other options for obtaining insurance coverage. That is nonsensical, and from a medical standpoint, completely absurd.

Have you seen what just happened in California, what an insurance company just did to individuals in one pool? It's outrageous!

[Riot]

then she should have bought health insurance. You dont HAVE to have a job to have insurance.. you can buy plans on your own.

But the problem is, those plans for individuals are more expensive than any other plan, and often are not affordable.

People are shocked when they leave a job, and COBRA allows them to continue to carry their insurance for a designated time and pay for it themselves - few realize how expensive it is.

I challenge you to do something. You're "young and healthy" pretty much, right? (may have a thing or two, or not ... ) This next week, call the three insurance companies here in KY, and get rate quotes for decent individual health insurance for yourself. Post the rate quotes to this list. Just go price it out, and honestly let us know if you could afford to pay it, or not.

[Antitrust32]

you're out of your freaking mind. 76% of dems 60% if independance and less than 50% of republicans (more like maybe 30% of republicans IF THAT) equals "almost" 80%

maybe "almost" 50%. and even that I disagree with.

I dont want to debate health care with you miss "your mind is 80% gone"

[dellinger63]

Originally Posted by Riot

But the problem is, those plans for individuals are more expensive than any other plan, and often are not affordable.

People are shocked when they leave a job, and COBRA allows them to continue to carry their insurance for a designated time and pay for it themselves - few realize how expensive it is.

I challenge you to do something. You're "young and healthy" pretty much, right? (may have a thing or two, or not ... ) This next week, call the three insurance companies here in KY, and get rate quotes for decent individual health insurance for yourself. Post the rate quotes to this list. Just go price it out, and honestly let us know if you could afford to pay it, or not.

Quotes based on 46yr old male non-smoker. PPO $63 a month and up (Lexington KY area) NEXT!!!

https://www.ehealthinsurance.com/ehi...1A47E6.prfo13b

[Antitrust32]

Originally Posted by dellinger63

Quotes based on 46yr old male non-smoker. PPO $63 a month and up (Lexington KY area) NEXT!!!

https://www.ehealthinsurance.com/ehi...1A47E6.prfo13b

I know right.. If you want a "cadallac" plan of course its going to be outrageous. I get faxes all the time for a decent health care plan for like 70 bucks a month that includes scrips.

And I'm not a healthy young person either. I probably have more issues than most of you old people!

[Danzig]

Originally Posted by SCUDSBROTHER

What about all the stay at home mothers? What if she did a dead-end job to help hubby get through school ( and get a great future for the family,) and then he gets a brain tumor. She's gunna have to go back to work at a "not so great job." How does she get reasonably priced health care for that family? It's irresponsible to treat this like a luxury item. It's a necessity. Your personality has a sadistic aspect.

wouldn't medicaid/medicare and ssi be a part of this scenario? i agree, it is a necessity to have coverage.

[timmgirvan]

Originally Posted by Antitrust32

I know right.. If you want a "cadallac" plan of course its going to be outrageous. I get faxes all the time for a decent health care plan for like 70 bucks a month that includes scrips.

And I'm not a healthy young person either. I probably have more issues than most of you old people!

Issues or health problems?

[Antitrust32]

Originally Posted by timmgirvan

Issues or health problems?

everyone has issues (maybe I have more than the norm ).. I have more health problems than most people in this country at any age. Should have been dead 5 times already. Thank god for modern medicine and the best doctors in the world (all here in the USA!)

[Riot]

you're out of your freaking mind.

You don't know how to use the interwebs and google "public option poll" ??

I dont want to debate health care with you miss "your mind is 80% gone"

I don't want to debate health care with someone too lazy to look up some poll numbers, and whose intellectual ontributions seems to center on calling other people names and being rude.