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[Gander]

Top reasons people quit playing horses:

Nervous breakdown

Bankruptcy

They owe too many people too much money and therfore shy away from the usual hangouts.

They get married and wife/husband doesnt put up with it.

They start pursuing healthier alternatives to going insane.

Move to a state where they have no tracks or what we here in Saratoga call "Toy Tracks", tracks that are just unplayable.