NFL - mid term report card

[Hickory Hill Hoff]

SURPRISES - SAINTS, RAVENS, CHIEFS

DISAPPOINTMENTS - STEELERS, BENGALS, EAGLES

OVERRATED - COWBOYS, FALCONS, CARDINALS

ONE'S TO WATCH THE 2nd HALF - CHARGERS, PANTHERS

It's looking more like the Colts will be the one to beat in the AFC.
They already beat the Pats at home and Broncos, the real threats may be the Ravens and Chargers.

The Bears / Giants match will give us the leader in the NFC.
Don't count out the Eagles or Panthers with a late season surge.
Love the Saints, but thier young and the defending NFC champions SEAHAWKS have too many injuries to overcome.

The team that gets "hot" late will make it to the "big game".
The three teams from each league in my opinion are:
COLTS / PATRIOTS / CHARGERS
BEARS / PANTHERS / GIANTS