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Originally Posted by Riot
I hope you never have to change insurance companies (lose your job, change jobs, move to a different state, etc) because I would expect the new company to decline you coverage for any future back trouble as it is a pre-existing condition. Or ask you to pay $$$ extra to have it covered. Especially because you did decline the MRI, so there is no documentation of what your back was like at that time. Seriously, that's how they think.
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it's only ever been a muscle pull/strain on the charts. honestly, i was surprised the doctor suggested it-but i do know the hospital next door had just bought an mri machine, so i figured the doc was just trying to help pay for it.