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Originally Posted by Riot
I hope you never have to change insurance companies (lose your job, change jobs, move to a different state, etc) because I would expect the new company to decline you coverage for any future back trouble as it is a pre-existing condition. Or ask you to pay $$$ extra to have it covered. Especially because you did decline the MRI, so there is no documentation of what your back was like at that time. Seriously, that's how they think.
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dont they usually only have pre-existing conditions excluded for one year? That was the case with my insurance company. Tho I never said anything about pre-existing conditions and had my doc note something different down on the paper so maybe I just got away with things.
I wonder if my insurance company reads DT?