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Originally Posted by Danzig
hell, i have a bad back. every once in a while i suffer a strain. i also have back spasms on occasion. that's life. doctor suggested an MRI- i didn't bother.
i saved my ins. co. 1500 in unnecessary charges as well as my co-pay.
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I hope you never have to change insurance companies (lose your job, change jobs, move to a different state, etc) because I would expect the new company to decline you coverage for any future back trouble as it is a pre-existing condition. Or ask you to pay $$$ extra to have it covered. Especially because you did decline the MRI, so there is no documentation of what your back was like at that time. Seriously, that's how they think.