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Originally Posted by geeker2
No it doesn't ..it just means that they must verify with you that you are asking for a credit card or a loan..it doesn't freeze your credit.
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Actually it does....This is why Lifelock is being sued for fraud by Experian, State of New Jersey,and others for putting fraud alerts on consumers(which
can only be done legally by consumer) The paperwork and process to unravel the mess is daunting tosay the least.