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Originally Posted by Bababooyee
Good golly, woman! Do you believe in personal responsibility at all? 
No savings? It's the advertiser's fault.
In debt? It's the credit card companies' fault.
Sick? Someone else should be forced to take care of you.
Got creditors? Why should you have to pay off your debts!?!? |
You know what, you're right. Let's legalize crack while we're at it because heck, it's the individual's responsibility to stay off drugs. And let's get rid of helmet laws because heck, it's the individual's responsibility to not get into motorcycle accidents. And get rid of speed limits, because frankly, people should know better and if they're stupid enough to drive on the road with speeders, well, the non-speeders deserve to die, too.
And you know that guy making $18,000 a year because he wasn't born to a rich family who could put him through school who gets cancer? It's his own damn fault for thinking negative thoughts that gave him cancer. His kid? Eh, it's her own damn fault for being born to a guy who's going to die and leave her. He had no business having children if he wasn't rich. Kids are only for rich people.
B, I do believe in personal responsibility- if you have sex without a condom and you get someone pregnant who doesn't want to abort, you should pay child support, for example. But I also understand that life happens- people who aren't rich get sick, or get in accidents, or believe a government that tells them the air down at the WTC is perfectly safe two days after the buildings fall. And credit card companies are there to offer borrowed money to handle life's problems and then there to insure that you'll never, ever get out of debt once you start borrowing from them, because they make sure not to tell you what happens if you miss payments or are late, except in very, very small print. Over half of people who declare bankruptcy do so because of a MEDICAL SITUATION. Explain to me how leaving their survivors in debt the rest of their lives because they got cancer is fair because hey, it's their personal responsibility. What would you have them do? Kill themselves before they get too sick so their families don't have to go into the poorhouse? Do they deserve to live the remainder of their lives in agony because they can't afford medical care and it's their problem?
Is this what you are saying? Rich people can get their illnesses treated and f*ck the poor and their families because they don't have money to pay for health care or for an emergency fund that's of any use? Is that what you're saying?
B, I have a dear friend whose husband lost his job in fracking Buffalo, which is not known for its excellent employment opportunities, right after she had a child. Wasn't his fault; the business was failing and he was let go. Despite her being employed full time, they were $27,000 in debt within a year-and-a-half and I can tell you, they have NOTHING. They were using credit cards to buy food, not movie tickets. And their debt soared because of the g*d*mn fact that the credit card companies can change the interest rate they originally set up with you because you're late with a payment and they can jack that rate up to levels associated with loan sharks. And so people owe more in interest than the original purchase. And those people are the ones who can't afford a 30 percent interest rate. It's disgusting. And it's driving more and more Americans into poverty but hey, it's my friend's husband's own g*dd*mn fault for taking a job at a place that five years later was going to fail, right? And for having a baby, right?