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-   -   medigap under attack (http://www.derbytrail.com/forums/showthread.php?t=44042)

Danzig 10-10-2011 09:35 AM

medigap under attack
 
http://news.yahoo.com/limits-supplem...051359596.html


i am amazed. there are medigap plans out there that help seniors avoid medicare deductibles, which can be prohibitive.
the solution to medicare? ban the medigap! the thinking apparently is that if a senior has to pay the deductible, maybe he won't go to the doctor, thus saving medicare. there's convoluted logic for you.
now, i don't know many people who go to the doctor just for the hell of it. by banning medigap coverages, what will seniors who have to go to the doctor or hospital do when their medical bills go thru the roof???

somerfrost 10-10-2011 10:55 AM

Quote:

Originally Posted by Danzig (Post 810246)
http://news.yahoo.com/limits-supplem...051359596.html


i am amazed. there are medigap plans out there that help seniors avoid medicare deductibles, which can be prohibitive.
the solution to medicare? ban the medigap! the thinking apparently is that if a senior has to pay the deductible, maybe he won't go to the doctor, thus saving medicare. there's convoluted logic for you.
now, i don't know many people who go to the doctor just for the hell of it. by banning medigap coverages, what will seniors who have to go to the doctor or hospital do when their medical bills go thru the roof???

Just another effort to help balance the budget on the backs of those least able to afford it. I wonder how one defines "unnecessary" trips to the doctor?

Coach Pants 10-10-2011 11:12 AM


GenuineRisk 10-10-2011 12:32 PM

It's very important we not raise taxes on the ultra-wealthy, who are going to start creating jobs any minute now. So money has to be cut from somewhere, as the deficit is so huge. Thus retired seniors, who are, let's face it, freeloaders at this point, are just going to have to pay more. And you know, if they'd been smarter, they would have saved more towards retirement and healthcare. So really, by proposing this cut, the super committee isn't doing anything other than making seniors take more personal responsibility for themselves.

somerfrost 10-10-2011 02:10 PM

:roll
Quote:

Originally Posted by GenuineRisk (Post 810265)
It's very important we not raise taxes on the ultra-wealthy, who are going to start creating jobs any minute now. So money has to be cut from somewhere, as the deficit is so huge. Thus retired seniors, who are, let's face it, freeloaders at this point, are just going to have to pay more. And you know, if they'd been smarter, they would have saved more towards retirement and healthcare. So really, by proposing this cut, the super committee isn't doing anything other than making seniors take more personal responsibility for themselves.

:rolleyes: Yeah, I wish I had been smart enough to live a more self-centered life.

GenuineRisk 10-10-2011 03:37 PM

Quote:

Originally Posted by somerfrost (Post 810289)
:roll

:rolleyes: Yeah, I wish I had been smart enough to live a more self-centered life.

That's what you get for serving your country, Somer. People who were smart enough to have "other priorities" back then went on to become Vice President.

somerfrost 10-10-2011 04:19 PM

Quote:

Originally Posted by GenuineRisk (Post 810333)
That's what you get for serving your country, Somer. People who were smart enough to have "other priorities" back then went on to become Vice President.

Yeah, but they missed out on that summer vacation in beautiful (sic) Southeast Asia, with the leaches, mosquitoes and friendly natives...

Danzig 10-10-2011 04:39 PM

i can just see me and tony in 20 years...did everything we were supposed to do, and will still end up broke and eating cat food.
served our country? check
worked hard, paid taxes? check
401ks and insurance? check

get old. oh crap, now you're screwed. don't like too long folks. it doesn't pay.

Riot 10-10-2011 05:25 PM

Quote:

Originally Posted by somerfrost (Post 810347)
Yeah, but they missed out on that summer vacation in beautiful (sic) Southeast Asia, with the leaches, mosquitoes and friendly natives...

Ah, Viet Nam. The "conflict" that brought Ehrlichiosis back to us in the combat dogs.

Riot 10-10-2011 05:26 PM

Quote:

Originally Posted by Danzig (Post 810348)
i can just see me and tony in 20 years...did everything we were supposed to do, and will still end up broke and eating cat food.
served our country? check
worked hard, paid taxes? check
401ks and insurance? check

get old. oh crap, now you're screwed. don't like too long folks. it doesn't pay.

You've just described what "Occupy Wall Street" is all about.

Cannon Shell 10-10-2011 06:25 PM

"In his submission to the super committee, Obama proposed a 30 percent surcharge on premiums for new Medicare beneficiaries who buy low deductible Medigap plans starting in 2017."


Interesting

Cannon Shell 10-10-2011 06:26 PM

Quote:

Originally Posted by Danzig (Post 810348)
i can just see me and tony in 20 years...did everything we were supposed to do, and will still end up broke and eating cat food.
served our country? check
worked hard, paid taxes? check
401ks and insurance? check

get old. oh crap, now you're screwed. don't like too long folks. it doesn't pay.

Don't worry Social Security will be around to cover you

Coach Pants 10-10-2011 08:40 PM

Well duh on the surcharge. Really it's not going to be needed. UnitedHealth and Humana are wanting to control Medicare. They want PPO's with high deductibles and $0 cost preventative care. Plus low-cost bells and whistles like health club memberships and 24/7 telephone nurse, discount vitamins, etc.

The pretenders are doomed. AETNA, UHC, Humana and maybe one other will control the market.

Danzig 10-10-2011 09:12 PM

Quote:

Originally Posted by Cannon Shell (Post 810381)
"In his submission to the super committee, Obama proposed a 30 percent surcharge on premiums for new Medicare beneficiaries who buy low deductible Medigap plans starting in 2017."


Interesting

ridiculous. this is what just pisses me off. tony and i can do everything possible to plan for the future, but if we buy medigap at retirement time, once again we're going to get the shaft. like those who buy those plans are the enemy!! you have to buy stuff like that, otherwise medicare isn't any 'care' at all. the deductibles are beyond outrageous. most health care plans have yearly deductibles, with a max limit. not medicare-it's per event, not per year. there's no max out of pocket. you have two events, you have two deductibles. and the amount? thousands, each time. there's no stop loss like with other health plans.
don't attempt to help out those who need it, let's just crush those who pay extra for extra stuff. it's their fault the system is failing. :rolleyes:


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